Idaman Iris


Idaman Iris apartment is located in Sungai Ara consists of 448 apartment units. Each unit has a built-up area of 850 sq.ft. The facilities include a swimming pool, sauna, gymnasium, multi-purpose hall, landscape garden, 24-hours security and security card access at the entrance area.

Property Project : Idaman Iris
Location : Sungai Ara, Penang
Property Type : Apartment
Tenure : Freehold
Built-up Area : 850 sq.ft.
Total Units : 448
Developer : Koperasi Tunas Muda Sungai Ara Berhad

652 comments«Oldest  ‹Older  201 – 400 of 652  Newer›  Newest»

August 5, 2009 at 12:05 PMwwkeen

Hi SoonKong,
May i know which floor u r in? I think im consider at middle floor.

Hi Lim,
After back from show room, update us if there any news.

Thanks ya...

 
August 5, 2009 at 12:05 PMUnknown

Summer, contact sent.

Haha... if I can hv commission for recommending frenz to get loan... soon I will be very rich man... LOL :p

 
August 5, 2009 at 12:24 PMSummer

CAT : Got it, Thanks a lot.
Agree, can earn some quick bulk for down pymt, haha.. just joking :-p

 
August 5, 2009 at 12:24 PMUnknown

Hi Williamyl: could u pls send to me too? krynlim@yahoo.com. Thanks.

Lim: I paid in the afternoon.

All: there is no pg bridge view fr this project. if not mistaken, the bridge is located at north east of this project. eventhough if u book unit 7-13, u can't see it too. the bridge view will be block by the big hill behind the pahlawan aprt.

As for the tiles, they can confirm the size but the color not sure. i think this is not the big issue. diffn ppl has diffn taste. they can't fulfil everyone's interest.

 
August 5, 2009 at 12:29 PMSummer

Hi Williamyl, kindly send to me too, summerland9@gmail.com Thank you !!

 
August 5, 2009 at 1:21 PMWilliamyl

picture have been send........
please check your email accordingly....


cheers

 
August 5, 2009 at 1:43 PMGG

Hi Catherine, can you send your PBB fren's contact to me as well? fruities@gmail.com
thanks.

 
August 5, 2009 at 1:46 PMUnknown

Hi Williamyl, I've received. thanks a lot. good job, huh? :) btw, r u the type c owner? which floor r u in?

 
August 5, 2009 at 1:55 PMUnknown

GG, Contact sent!

 
August 5, 2009 at 2:22 PMWilliamyl

Hi Lim,

im in the middle floor.facing north-east......
below is my own opinion.
Facing pool is not my choice bcos i will feel noisy.....expecially when got kids swim,excited screaming sound is sharp and the building is U shape the echo will reflect inside the building(this is my experience where my fren stay in U shape or facing pool apt no matter how high the floor ......second is the wind and brightness inside house......but the house not yet build still in assuming only....hope everyone get the ideal choices....

anyway any good benefit from Bank bank Bank ???? free legal free?????anything else got free pls let me know..... ;p

cheers

 
August 5, 2009 at 2:28 PMwwkeen

Thanks Williamyl and Catherine. I had received your email.

Williamyl, your photo make the house space looks bigger ya...so nice =)

 
August 5, 2009 at 2:32 PMLim

hi wwkeen,
today i not manage to go showroom due to heavy rain jz now, so i've cancelled my trip to there.. probably next time only will go.. sry cant update anything here..

Hi summer,
Yes I notice that, compare to type A & C. However, i believe the dining / living room may be slightly bigger than type A & C. Smaller in balcony but bigger in living and dining hall.

 
August 5, 2009 at 2:35 PMLim

summer,
btw, which floor u r in?

 
August 5, 2009 at 2:48 PMUnknown

hi all,

jz called koperasi tunas muda sg.ara. She said only pay for RM250 for sign the S&P?? No legal fee? Tried to ABIDI HP but can't reach. I think PBB rate is the lowest one,agree??^^

 
August 5, 2009 at 2:51 PMSummer

Hi, Lim, I am in the middle floor.

 
August 5, 2009 at 2:57 PMUnknown

Hi williamyl,

can you send the photo to me,gohaiwha@gmail.com

thanks

 
August 5, 2009 at 3:00 PMWilliamyl

Hi Summer,

your units is 12 or 13???
if unit 12 u will facing the sunset area.......13 still ok
for owner units 4 to 12 the house will facing sunset......if u not believe please go to side around 5-6pm u will see where the sunset....dont 100% trust google earth or map bcos earth is in round shape....it will slightly run out of direction
for unit 7- 12 low floor the house will face to face the flat bhind not only lost pricacy and view and also the house is most of the time is dark.....

cheers

 
August 5, 2009 at 3:12 PMSummer

Williamyl, mine unit is 13. north-east, should facing morning sun. Is yrs a type C unit ?

Btw, thanks for the picture sent, I got it.

 
August 5, 2009 at 3:26 PMUnknown

i went there this morning. non- bumi vacant lot still have. but only available for floor 17, 18 and 19.they wont tell if you do not ask for more details. that's why it is the differentiate between sales with and without commissions. The others are for bumi to purchase. and they told me we will only sign the s n p after complete piling. estimated date is mayb end of sept or otc. there are still a lot of people are looking for the vacant units. who would like to give up on his purchased can earn money d now.......

 
August 5, 2009 at 3:36 PMwong

hi, williamyl, can you send me the photos? thanks :) catzi99@gmail.com

 
August 5, 2009 at 3:39 PMLim

goh,

MBB give 1st yr 0% with free legal fee and 2nd onwards the interest will be BLR-2.2%
non legal fee, 1st yr charge 2.38% (if not mistaken) and BLR-2.1% for 2nd yr onwards..
I think MBB give quite good rate but doesnt know whether any terms n condition..

 
August 5, 2009 at 3:46 PMUnknown

anyone staying nearby this area? has this place been flooded b4?

 
August 5, 2009 at 3:49 PMUnknown

Lim, i think should be the other way round. zero cost, 1st 2.38% whereas non zero cost, 1st yr 0%

 
August 5, 2009 at 4:00 PMLim

err... probably i've mixed up.. gonna check back again..

 
August 5, 2009 at 4:05 PMUnknown

Hi lim,

in fornt of 崇正小学 will flood if heavy rain 2-3 hours non-stop,dun worry too much,now we all in the same boat...will help each other...^^

Hi williamyl,
When u free pls email me the photos to gohaiwha@gmail.com

thanks,best regards

 
August 5, 2009 at 4:16 PMUnknown

Emm... as I can recall, 5yrs+ ago hv flood but this few yrs less... we should b fine.. :)
I do notice the house near to traffic that area flood last yr...

Anyway, our carpark is not on ground... should be fine kua...

 
August 5, 2009 at 4:28 PMWilliamyl

yo yo yo...draft explaination here

ZERO COST= legal fee include in LOAN(free legal fee) the BLR - is lower
NON ZERO COST = legal fee paid by yourself(non free legal fee) the BLR - is higher a bit

MAYBANK : 0 cost 1st year 3.38% thereafter -2.0BLR
Non 0 cost 1st year 0% thereafter - 2.2BLR

PBB : NON ZERO cost 1 st year 0% thereafter -2.2BLR
ZERO COST -2.1BLR

CIMB : any already ask..........

Wong and Goh send to you all tonight liao....

 
August 5, 2009 at 4:40 PMwwkeen

So seem like PBB is better. i ask ystd, CIMB only can up to ~1.82 BLR. Then she said still need clarify with Koperasi so not sure today got any new changes or not.

 
August 5, 2009 at 5:45 PMUnknown

since most of u know this area flooded b4, why r u guys still buying? am not so familiar with this area. i bought it because the location is nice. if it really flood, i may want to let go the unit now :(

but....why there r still so many ppl queuing for this hse?

 
August 5, 2009 at 6:02 PMwong

Hi, Lim.

I think the flood is not the main problem for me. I have been working in that area more than 8 years. Just happen 1 time when i went to work, flood in the main road toward relau, which is last year. but it tided within half day.

cheers.

 
August 5, 2009 at 7:13 PMTRS

i went to the show room tis afternoon. Abidi told me the ceiling in actual unit is around 10meter... i think is quite low. i saw the ceiling in harmony view developed by bellview b4. is very low until u put ur hand up...the fan might cut your hand...>.<

 
August 5, 2009 at 7:58 PMUnknown

Is it works if we all buyers write in and ask for sauna and spa????????????????????????

 
August 5, 2009 at 8:52 PMUnknown

Hi William, mine is unit 18, a small dot also will do la, hahaa...

The sales person told me end of this mth sign S&P, the 2nd carpark list will be ready in 3 weeks time, as i booked on May, not sure whether can get or not... for those who booked before May, definitely will get the 2nd carpark.

Anyone knows how many units they reserved as bumi lots?

 
August 5, 2009 at 9:00 PMUnknown

understand from Abidi, 30% is reserved for bumi. have they sold out 70%?

 
August 5, 2009 at 9:59 PMgabriel

salesperson told me on may that i only need to pay rm250 for the legal fee. but bank loan fee will be bear by buyer.

TRS, can you tell what is the celling height for the current showunit?

 
August 5, 2009 at 10:04 PMJorene

Hi Calven,Thanks for your info.Evening back home time pass thru the show house then go in & request from the sales person to review the A4 size paper olid :)......but the tiles size are not indicate there lo...

Some info to share on PBB loan, any one can get better rate? Pls share...thanks!

For loan amt of -RM167400(90% of RM186K)
1) For Non Zero cost - Blr -2.2% for whole tenure,
Inst per month RM738(30yrs)
RM958(20yrs)
RM1185(15yrs)
2) Free Legal (Zero Cost) - Blr -2.1 for whole tenure
Inst per month RM747(30yrs)
RM967(20yrs)
RM1193(15yrs)

Non Zero cost,
For loan of 150K- RM858(20yrs)
RM661(30yrs)
RM1061(15yrs)

For loan of 100K - RMRM717(15yrs)
RM583(20yrs)
RM452(30yrs)

Zero cost,
For loan of 150K - RM1069(15yrs)
RM670(30yrs)
RM866(20yrs)

For RHB, BLR-2.2% for non zero cost & almost same v PBB (Meet RHB reps while in the showroom just now).

Hi Catherine, can send me yr fren (in PBB) contact as well ?
My email: glchuang23@gmail.com
Thanks.

 
August 5, 2009 at 10:08 PMWilliamyl

Hi BL,

When house is complete....allow me to see the DOT from your units hahahahah

Oh end of this month means need to prepare the 10% money loh is it????

Little,
If really can call out all buyer than will be good but really can make it????

TRS,
I heard 12ft high is actaul units,consider low???The show units is 14ft.....

 
August 5, 2009 at 10:17 PMUnknown

r u sure 12 ft? if yes, there is a very good height. i thought only 10ft, which is normal for most of the medium cost apartment. 11ft also consider very good height but i doubt they can provide 11ft. for this price, should be the std height as 10ft. anyway, anyone has checked with abidi?

 
August 5, 2009 at 10:40 PMJorene

Lim, the info i get from the sales person (a Malay guy) aso mentioned 12ft height for actual unit & 14ft for show unit.

 
August 5, 2009 at 10:43 PMwwkeen

Yes, when im at showroom, that Malay guys personal told me the show roow is 14ft and the actualy unit will be 12 ft. He emphasis to me that is higher than standard which is 10ft.

 
August 5, 2009 at 10:45 PMWilliamyl

Hi Jorene,

thanks for your info.....I did send the info of tile using to your email liao .....pls check
anyway so the actuall heigh i also no ideal hahaha
need to ask for the kaki tangan koperasi again ah....sian......
10' = 305cm = 120inch i think that is high enough i not believe is 11' loh.....my apt now is 10' i already feel very high liao hahahha 11' is the bonus.......
i will send out other series of picture to you all please check your email too.....

 
August 5, 2009 at 10:57 PMJorene

FYI,more bank will b joining soon besides PBB,Maybank,CIMB & RHB as told by the sales person today in showroom.

Hi Williamyl, mail received with thanks.

Just share if anyone can get the best rate of loan.

 
August 5, 2009 at 11:09 PMwong

Hi, Williamyl. Just received ur mail. Nice photos :) You must be very tall, can took those photos above all heads :p

 
August 5, 2009 at 11:52 PMUnknown

hmm...williamyl...i guess you must be the one who had brought a professional camera to snap photo on last saturday when the show house launching...if i am correct, i gotta say ya..he is tall...haha

 
August 6, 2009 at 12:18 AMWilliamyl

Salah salah........
take this kind picture no need so tall.....
just hands up and snap already ok liao hahaha
yeah must be SLR camera if not will not so nice la.....
but the picture not me taking d....heheh....
Can i Ask when sign S&P time we need to pay 10% cash already ????

 
August 6, 2009 at 12:30 AMTRS

Hi all,

PBB and MBB rate are good. but MBB hv shorter lock in period. U all can call my friend tht work in MBB, she is one of the purchaser as well. pls call her on nxt week. Take loan from her is good, nxt time got any issue can direct go to her house to find her..haha

christine 0164458841


im thinking to take my own bank loan OCBC as hv shorter lock in period. only 3 years from first drawdown. after completion of the construction, i might sell off my unit or refinance and get some cash to do renovation for own stay.

i hear Abidi say the ceiling is 10 ft only for original unit.

 
August 6, 2009 at 8:15 AMwwkeen

Hi TRS,
What u mean for shorter lock??

 
August 6, 2009 at 8:47 AMLim

Hi wwkeen,
I believe what TRS meant is that you get to borne in lesser yr. Usually bank will borne you for 5 yrs of not paying off your loan.

 
August 6, 2009 at 8:55 AMUnknown

Oh gosh.... Y the info is keep on vary?
I cfm many times with the small size Malay guy, and he kept telling me is 12ft....showroom unit is 14ft.

 
August 6, 2009 at 9:04 AMwwkeen

Oh...i see. Thanks Lim

Btw, yes...that small size Malay guy emphasis to me is 12ft too as current show unit is 14ft. Maybe can call and ask again.

 
August 6, 2009 at 9:53 AMUnknown

Pitty abidi.. so many questions to answer..hahaha.......why no one ask two of the malay girl one?...haih....you all must spend him a meal....

 
August 6, 2009 at 10:05 AMWilliamyl

yo yo .........the show house i see is only 10-11ft only la where got so high woh......
i will bring the ruler to measure this saturday..........and i will confirm the small malay name hahaha long time call him will be trademark for him.....

 
August 6, 2009 at 10:52 AMUnknown

Hi all,

I am new here, all the while thanks for the effort on sharing infor here. Im just start looking for loan, much apprecaite if anyone can share with me on bank agent which provide good offer:)

Hi Chaterine,
Can you help to send your fren contact to me as well? Thanks:)

Regards,
Tracy

 
August 6, 2009 at 10:54 AMUnknown

Sorry, here is my email address:
tracyhgn@gmail.com

Thanks again:)

 
August 6, 2009 at 10:55 AMUnknown

Hi Tracy,

Sure, pls provide ur email add. TQ

 
August 6, 2009 at 11:15 AMUnknown

Jorene & Tracy, Contact sent. :)

 
August 6, 2009 at 11:18 AMUnknown

Hi Catherine,

Thanks:)

 
August 6, 2009 at 1:11 PMUnknown

hallo all..

 
August 6, 2009 at 1:16 PMUnknown

williamyl, his name is abidi. anyway, hamidah is not bad too. in fact they r quite friendly. i prefer their sales team than UDA sales team (the brezza project)

 
August 6, 2009 at 1:16 PMUnknown

thanks for sharing....i have booked d house too...actually i hv a lot question mark....becos tis is my first time buying a house...

 
August 6, 2009 at 1:30 PMWilliamyl

Lim(is girl or boy???Karyn Lim???),

Oh I see...........
i did try ask them and return back is not sure not confirm until launch also not a correct answer to give out sian......so im not going to ask anymore better ask you alll hahaha
they are friendly buy a lot info is emtpy loh....

T:your questionmark will minus after you read all the post here....or may be more hahaha

so end up which bank is good rates and how high the ceiling?????
for my 1st impression i think PBB is the best...

 
August 6, 2009 at 1:39 PMUnknown

Hi William,i believe so....haha...
I really interested to know more for the house spec,eg.ceiling height,tiles size,etc...

 
August 6, 2009 at 1:42 PMUnknown

William, do u know Karyn Lim? how do u know her?

 
August 6, 2009 at 1:44 PMUnknown

I think the only way to hv clear picture is when we r signing the S & P. So make sure open our eyes big big read it b4 sign. :)

 
August 6, 2009 at 2:44 PMMocha &Jummy

i really full interested in Iris, will go and view the show house this week end, though im from Alor Star Kedah.

 
August 6, 2009 at 3:12 PMWilliamyl

The important things is hope it will not turn the FREEHOLD to LEASEHOLD........
i dont know how this webpages operates.....
because the description here got SAUNA now turn our dont have so not really can believe this webpages also......>_<

Lim: "karyn Lim" because you two have same name so need to diff it.....So you is "Uncle Lim" hahahaha

 
August 6, 2009 at 3:32 PMLim

hmm.... i wonderr........

 
August 6, 2009 at 3:34 PMUnknown

i just came back fr the show room. abidi is on leave today. u guys r rite. as per confirmation with hamidah, she is very firm that the ceiling height is 12ft. which is good news to us. :)

Williamyl: by the way, how did u get this name "karyn lim" to name another Lim?

 
August 6, 2009 at 3:36 PMUnknown

hi lim, just wondering if u r male or female?

 
August 6, 2009 at 3:40 PMwwkeen

too many Lim here, confuse...

Ya, thats good news. I feel info from the small malay guy is quite accurate. Btw, small malay guy is Abidi?

 
August 6, 2009 at 3:48 PMLim

ms lim.... :)
btw anyone reserve level 6?

 
August 6, 2009 at 3:49 PMGG

Btw, have u all started to apply for the loan or still hunting and comparing from one bank to another. I'm so busy with my work and haven't even start to hunt for the right one.

 
August 6, 2009 at 3:52 PMUnknown

wwkeen, yes. he is abidi. and the lady name hamidah. the rest of the younger sales lady, i don't know.

anyway, i'm glad that the other "Lim" is also a helpful guy. if he is mean, then i will kena scolded for no reason. and my image will be tarnished. :(

Lim: btw, r u buying for own stay? i really surprised that the system allowed the same name used in this blog.

 
August 6, 2009 at 3:56 PMUnknown

Lim: u r ms Lim? i am ms Lim too. then there is no uncle Lim :)

 
August 6, 2009 at 4:10 PMLim

Lim,
yup.. for my own stay.. and u?

 
August 6, 2009 at 4:30 PMUnknown

u all ask abidi too many questions d la...he scare until take leave to rest dy.......i call the malay girls intan nana....haha....next time u all organize bbq....i go join.....

 
August 6, 2009 at 4:47 PMWilliamyl

Little: house not yet build already have gathering ah keng leh....

MS Lim/Uncle Lim/mrs Lim & mr.Lim: u all make us confuse who is who,next time tag your name every message >_<........ Anyway i did send out the picture who request than when they reply the name will appear in email d........other than that we have discuss in the email also not only here..... anyone wan to discuss left your email i will cc to you all other than here to discuss

Oh now i know who is ABIDI=kecil saiz malay man......end up can i know who already choose the bank loan from which bank??

Hamidah looks like more to senior level can be trust kua hope it is 12ft height la.....more height more cold in d house......

 
August 6, 2009 at 5:07 PMLim

Lim: I see, is this your 1st time buying house?
Any email to contact?

 
August 6, 2009 at 5:23 PMLim

gotcha!!

 
August 6, 2009 at 6:17 PMUnknown

William : pls include me, hwa_80@hotmail.com

 
August 6, 2009 at 6:49 PMJorene

Catherine,thanks for the contact#.

Williamyl, pls includes me aso glchuang23@gmail.com

Lim, I've researched for level 6 ler.Why?

Im aso 1st time buying house so a lot of term aso blur2....but the 1st thing tat i really concern is the ceiling height which had been told by a small size Malay guys & he's very sure to told me tat is 12ft lo....

Still looking for loan not yet apply....headache!!!

 
August 6, 2009 at 7:48 PMSoonKong

Hello Williamyl,
Count me in ya and i also want the picture pls :

timmy_k84@yahoo.com

Im so happy to see this blog getting hot and hot.

Last time, when i book this unit during Property fair, here just a few ppl only, but now, seems like so many ppl ady. this is Great!

Thanks all for the sharing.

 
August 6, 2009 at 8:07 PMAnonymous

Hi all, actually im one of the buyer of idaman cempaka but is under same developer so here want to seek any bank loan advise. Thanks of your advise...

 
August 6, 2009 at 8:09 PMTRS

wwkeen, is "lock-in period" not lock...haha..

hello..all, im a banker ler..y no one ask me about the bank terms? aiyo...

anyway, have any update on who is the architect??

 
August 6, 2009 at 8:51 PMUnknown

TRS, Haha... may b bcos u r not the panel for Koperasi Tunas Muda.. so ma forgot abt u r a banker too lor..BTW, usually we shld get the loan approve 1st or shld wait for the S & P signing 1st?
Should b after signing the S & P then only can process for loan applying... Pls correct me if I'm wrong TRS as I'm a 1st time buyer too (~_~)

 
August 6, 2009 at 8:57 PMUnknown

you must pay 10% when you sign the s n p. but what if after paying 10% then loan doesn't approve by bank? cham lo...my salary so low don't know can apply for 180k loan or not.........

 
August 6, 2009 at 8:59 PMTRS

ofcos must get loan approve first. Never sign SPA b4 loan approve! i'm not the panel bank but i can do the project also la..if the developer willing to give me their company profile. if i wana take my own bank loan, i will definately ask the profile from them. just a bit "ma huan" only..i also not yet apply the loan. cos i dont think so fast can sign the SPA. they said 20% of contruction only sign..i dont think so fast lo..

 
August 6, 2009 at 9:02 PMUnknown

Errr,..alamak.. i also confuse now.. i knew if loan not approve, developer will return the deposit ... n i think is include the 10% dwn payment also kua...

 
August 6, 2009 at 9:05 PMUnknown

Oh... Ok.. thank you TRS! :)

 
August 6, 2009 at 9:30 PMUnknown

we need to submit our loan document 1st,this will take 1 week for approve the loan.when ur loan approve,they (banker) will call u for sign the loan offer letter,when u get the offer letter,then only can sign S&P.
So now we need to send out our document for apply the loan.u can jz apply anywhere is free no charges,if they approve ur loan,u still can consider other...

 
August 6, 2009 at 9:36 PMwwkeen

Pai seh TRS, because quite new in buying house so not understand the term. Need your sharing more...heheh..

Williamyl, pls include me in mail list if anything to share.

 
August 6, 2009 at 9:37 PMUnknown

For PBB LOAN amount RM169,200
MRTA 20 years 2690.28 1 person
40years rm667.00 monthly instal.without MRTA rm657
blr rate lowest-1.9 higher-2.1

this not yet include the package calculation,if for free legal they calculate for monthly is RM681

 
August 6, 2009 at 9:39 PMwwkeen

Pah seh TRS, because quite new in buying house so not understand the term. Need more sharing from u...

Hi Williamyl,
if any sharing, don't forget keep me in mail list ya..Thanks.

 
August 6, 2009 at 10:16 PMTRS

After loan approved, have to sign loan agreement and SPA. can sign loan agreement first or sign loan agreement wth SPA at same time.

PBB and MBB lock-in period will count from full release. it does not included the 3 years construction stage. if the apartment use 3 years to complete, then meaning the lock-in become 8 years. PBB lock-in is 5 years and MBB only 3 years from full release. MBB penalty charge only 2.5% compare to PBB 3 %.(if im not mistaken) within this LOCK-In
period, bank not allow borrower to refinace or discharge the title.

normally ppl will seek for shorter lock-in period. whoes know in the future the interest rate will go lower again? then u can refinance again that time. the lock in period is the restriction for the borrower. dont always compare on the interest rate, u must know which plan is actually suit u. margin is even important. some ppl will look for interest rates, some will look for tenure, some will look for margin, some will look for bonding period. so there is no best plan in the world, only hv suitable plan for each person.

if who is interested in short lock-in period, can find me.. OCBC hv 3 years lock-in period plan. this is good for who wan to get money for renovation after 3 years completion.

 
August 6, 2009 at 10:48 PMUnknown

TRS...how much of salary i need to have to apply for the loan of 180k? thanks.

 
August 6, 2009 at 10:57 PMUnknown

i have a suggestion here. Those higher floor buyer can consider apply for 0 legal fees as when the time the construction reach your floor level is more than 1 year or so. Mean u will save on legal fee by doing this.
But still need to check how much will be released for earth work and other within the first year construciton.
Correct me if i am wrong...

 
August 6, 2009 at 11:01 PMwwkeen

TRS, sorry i not understand why shorter lock-in-period able to help whoever want money for renovation? How can i get money from loan after lock-in-period?

 
August 6, 2009 at 11:03 PMTRS

at least RM 2000. for the person who has no other commitment. is very hard to tell you the exact amount. bcos hv to base on your other commitment and tenure to calculate.beside, different bank hv different calculation...

 
August 6, 2009 at 11:05 PMUnknown

Dear all neighbours..
so happy to see you all here.. i have booked one unit during property fair as well.. wonder y so few ppl book during that time... but now no worried d, cos see many ppl book d after they launched the show house and meet many of u here.. =)

 
August 6, 2009 at 11:08 PMTRS

normally the price will raise after completion. but i duno this project market value can raise or not la. lets say, now u purchase 185k..after completion, the value raise to 200k. then tht time u can refinace to other bank wth 200k market value..meaning u can cash out 15k for reno and other purpose. if u take long bonding period, u will kena penalty. bcos within lock in period, u are not allow to refinace. so short lock in is good la...

 
August 6, 2009 at 11:12 PMwong

Hi, all.

Next to the idaman iris will build a petronas station. is it? Any idea?

this is the link :
http://wikimapia.org/13491300/Idaman-Iris

 
August 6, 2009 at 11:16 PMUnknown

i thought some banks like hsbX will absorb the penalty for you if you are using their bank for refinance? kiki....welcome...which floor you are buying.?

 
August 6, 2009 at 11:29 PMwwkeen

Oh...icic. Thanks TRS.
Btw, No one here from middle floor?

 
August 6, 2009 at 11:30 PMTRS

not absorb for you....is ask u to finace the penalty in loan. have to check carefully. seldom hv bank absorb penalty now.

 
August 6, 2009 at 11:37 PMUnknown

i heard bank islam is giving 100% loan, any other bank can do that??

 
August 6, 2009 at 11:58 PMGG

wwkeen, i'm from the middle floor. =)

Wong, i heard about the petrol station 'neigbourhood-to-be' also, that's why i was in doubt to buy the property before the launching. Tried to confirm with the staff earlier, but there's no firm answer.

 
August 7, 2009 at 12:07 AMWilliamyl

wao wao wao TRS,

u are banker should tell us early ma hahaha....
anyway i think most of the bank is offer almost same rates just see the services loh.....but for sure u will choose same color la....catherine fren is so popular now hahaha i think no time to service me also .....unless she is superwomen la .....i think should give to other earn also la ......
anyway CIMB just ask -2.2(NZC) -1.9(Zero Cost) i feel so so only....
TRS y you so cusious about the architect???
Please try to see the photo i send to you below got the name and is Malay d.....
anyway refinance will need make a lot procedure and need to pay developer at least RM1000 just to inform than change bank etc...
i think took out from EPF will be better kua...
unless the bank loan rates is raise higher than other bank loh
refinance make our loan never can finish hahaha....


GOH: than will apply all bank and compare is easy hahaha let all banker work for us....

wwkeen: will not left you alone la.....check check email will do.....

T & Hwa : will send to you the picture later on.......

Anyway tody pass by the side got one big machine car looks like will start construction liao.......

Finally the side is build up a petrol station pula......I already ask the sales girl but no one willing to tell me so this give me a lot worry wat will build up there since the row of shop lots is confirm left that space.....at 1st i guess is either mosque or worst to the worst is "Tapak recycle SHIT"....now turn up is Petrol station....ehmmm i feel it is ok if petrol station.....as long as not burn in station if not unit 18-19 is gone 1st hahah.....

Im one is middle units but in here a lot is stay level 8 hahaha......

 
August 7, 2009 at 8:33 AMwwkeen

thanks Williamyl =)

Yes, i think i will take out EPF as well as able to reserve some money for renovation in future. i also think refinance will make my loan cant finish. I will going to submit my doc to all the bank then only compare which one is better.

Btw Williamyl, i think Catherine's friend sould be guy as i cal him ystd...hehe

 
August 7, 2009 at 8:47 AMLim

Hi Wong,
I notice that the link that you gave.. there is one UFO icon near Taimima, Cnagkat Sg Ara. Do u have any idea what is that icon for?

 
August 7, 2009 at 8:53 AMUnknown

William, My frenz didn't respond to ur enquiry?
I think most ppl will ask around for few banks b4 making decision...
FYI, my frenz is a MALE...

William & GG, I fm 12th Flr.. How abt u?

 
August 7, 2009 at 9:03 AMUnknown

William : Thanks for your photo...Actually the big machine car already park over there for almost 1 week liao....haha...

wwkeen : u'r right,better reserve our money for renovation....

 
August 7, 2009 at 9:12 AMwwkeen

Hi Catherine,
Your friend quite good, he able to answer all my question but he sound like a bit nervous...hahah...Btw, I also from 12th floor ler...which site u r?

 
August 7, 2009 at 9:18 AMJummy

Hi, may i know who have the Abidi's handphone number? i this coming sunday only can go for the viewing the show house. I would like to ask Abidi for few question.
i just wonder now the unit left is from which floor and above?
i hope to get the floor on 11-12. Duno still available not?

 
August 7, 2009 at 9:18 AMLim

anyone from level 6?

 
August 7, 2009 at 9:31 AMUnknown

zoomix, if u r a non-bumi, of course u can't get 11th floor anymore. only floor-17-19 is available for non-bumi now.your request will be KIV lo.no matter what, you may try to walk in lo. buy him some present. mayb he can arrange for you.

 
August 7, 2009 at 9:34 AMUnknown

Wwkeen, May b u sound fierce... haha (JK)
I think that is his talking style n make ppl hv kind of feeling tat he is nervous :p
Knew him since schooling time...

My unit Balcony facing pool n door is facing north-east. Yours?

 
August 7, 2009 at 9:53 AMJummy

omg, i duno abt tht. coz i just seem a lot owning 12th floor. the floor 11-16 is just open for bumi?
thx little. coz im from SP,Kedah,and not so clear about theIris yet.

 
August 7, 2009 at 10:02 AMwwkeen

Hahha...oh, this is his style. My balcony also facing pool but my door i think is facing west.Sorry, i lack of sence direction. facing Sungai Ara is west, rite?

 
August 7, 2009 at 10:06 AMWilliamyl

Little,,

Dont mislead people to do something no good >o<......
Zoomix: Actually some is want to left their house....but i think they want to earn a token from here......so u either can choose see see here who want to give up or left your name in Koperasi loo....

Cat: I though your fren is ladies hahaha ok will call him later.....maybank i did call one girl sound like want to do dont want to do only email me the calculator formate so give up haha,wats your fren name ah???

my unit level 10.....
this saturday got open rite than should be go to got more detail loh....sun pian go PC fair.......

 
August 7, 2009 at 10:29 AMUnknown

I am in 12 floor too..

 
August 7, 2009 at 10:54 AMWilliamyl

wwkeen,

your door facing should be east-west.....
balcony facing north-east.....

 
August 7, 2009 at 12:46 PMUnknown

cath's unit should be 20-23 as door facing north-east.
wwkeen's unit should be 28-31 which the door is facing south-west.

am i rite? :)

 
August 7, 2009 at 1:17 PMWilliamyl

oh mistake hahah mana boleh east west hahah
ya lim betul.......

 
August 7, 2009 at 1:31 PMJummy

thax william, just now i had called to Tunas and ask for that. they said they now just left floor 15-19 only. so that i ask the girl to put my name in floor 15. Type B 15-7. because this sunday only i can go for view. Can you give me some opinion? is it lot 7 is ok? and how is the facing? thanks a lot.

 
August 7, 2009 at 1:49 PMUnknown

Zoomix, if there's still vacant for 15-12/13... i think is better...
unit 7 balcony shld b facing south west...
Lim, Good guess :)

 
August 7, 2009 at 2:03 PMLim

my cousin has booked level 15 unit 12. I dont think no 13 for level 15 is still available anymore..

 
August 7, 2009 at 2:03 PMWilliamyl

Zoomix,

if unit 7 Your balcony is facing sun set area loh(North-WEST more to west).....
more height floor your house will facing longer sunset....so at night may very hot bcos heat stay in the wall release at night....
send me the email send u the photo for your reference of floor plan and direction......

cheers

 
August 7, 2009 at 2:18 PMGG

Hi Catherine, mine is 10th :) i'm yet to call your PBB fren, maybe later after work.

 
August 7, 2009 at 2:29 PMSYL

15-13 still vacant just now.

 
August 7, 2009 at 2:32 PMJummy

here my email: zoomix2008@gmail.com thx ya william for the floor plan. yaya,if not wrong the 15-13 still vacant. i will try to change my unit from 15-07 to 15-13. but i called there no body answer. maybe is coz of 2day friday..sembahyang.

 
August 7, 2009 at 2:37 PMUnknown

GG, I think may b u can join Wwkeen on sat and meet him at MCD :p

So you can check out how Wwkeen looked like too :p
BTW,... u r a male or female :P

 
August 7, 2009 at 2:47 PMLim

i see, then Zoomix better hurry and reserve the unit.

 
August 7, 2009 at 2:52 PMwwkeen

Hi Catherine,
I will meet your friend today ler...i cant wait until Sat liao...hahah

Wah, Lim and Williamyl...how come u both so smart huh?? i never mention which is my unit wor but how come u both can roughly get it??

Btw, if im quite consider as early bird, i need to tell the banker i want include 15k extra in my loan?

 
August 7, 2009 at 2:57 PMJummy

okok..thanx lim...i will try to change the unit lo. if cat then 15-07 oso nevermind d lo. haha..just buy n invest lo..

 
August 7, 2009 at 3:10 PMUnknown

wwkeen... may b is fm our description n facing..
Oh.. had changed to today liao.. hahah...so efficient... u bought this unit for invest or own stay?

U can try to ask... I not too sure too... :)

 
August 7, 2009 at 3:29 PMSYL

catherine, can you mail me your fren contact too? i booked a unit just now :)

clsy3e@gmail.com

 
August 7, 2009 at 3:38 PMSYL

thanks, catherine :)

 
August 7, 2009 at 4:20 PMwwkeen

should be own stay. U?

 
August 7, 2009 at 4:41 PMUnknown

For invest... but.. may b wil end up bcom own stay... :P
My 'Ku Por' hse.. LOL

 
August 7, 2009 at 5:12 PMGG

Cat, :( don't think i can meet ur PBB friend this weekend. Anyway, i'm a lady, same like you.

wwkeen, i asked one banker n my lawyer before few months ago, and was told that unless the extra car park is included in the S&P agreement, else it will not be loaned by bank. Koperasi told me that the extra car park is not included in S&P. I'm not sure whether any changes, but u may try again and let us know.

 
August 7, 2009 at 5:23 PMTRS

my unit is level 11-30...who is beside me or same floor with me?

 
August 7, 2009 at 5:24 PMWilliamyl

GG,

I heard Cat fren said also not include in S&P loh...........so pay cash????
But Cat fren said may try loan together but not warranty for that extra carpark.....

 
August 7, 2009 at 5:31 PMTRS

bank normally don allow borrower finance the xtra carpark cost.

 
August 7, 2009 at 5:49 PMUnknown

GG, No worries.. u can alwaz meet him on wkday else.. asked him to meet u at ur office (if your company allow) :P

 
August 7, 2009 at 7:04 PMGG

Williamyl, yea cash, that's why i am a bit reluctant to buy extra car park.

Cat,
haha.. company won't allow of course, perhaps will drop by PBB, thanks anyway

 
August 7, 2009 at 7:50 PMwwkeen

Yes, previous i ask Koperasi they also mention extra car will be in separate S&P. I already met Cat's friend at my company just now, he ask me just include it first for the extra 15k but upon approval.Depends one lor...

Catherine,
Why not consider own stay since got good neighbours here...hehehe...

 
August 7, 2009 at 7:54 PMwwkeen

Hi TRS,
Miss out to ask u, u know why bank always not allow to loan for the extra car park? what is their concern? Not loan more, bank earn more one meh??

 
August 7, 2009 at 8:06 PMTRS

wwkeen,

bank take the car park for wat? lets say the borrower unable to pay the loan..the car park is no value...bank gv loan to ppl also hv its own risk...

 
August 7, 2009 at 8:34 PMUnknown

Hahah... my mom will miss me ma... I will visit my neighbor frm time to time lor :p

TRS, Since so good demand for xtra carpark, who know may b bank can still sell for higher price or else.. rented it out as mthly basis :p

 
August 7, 2009 at 11:20 PMUnknown

Huh...1 day din't login to the page juz like outdate liao...so many comments in 1 day..

Sure from level 16-19 are reserved for bumi???I'm sad abt it as mine is high floor and spent more than 15k to booked for high floor :(

Anyway, plan to go the show house again tomoro morning, hopefully can get some updated info from them.

 
August 7, 2009 at 11:31 PMUnknown

Hello all...just dropping by to say hi. It's great to see how active this Iris blog is eventhough it's just the beginning! I am one o the slightly early purchaser for Iris, bought in early June.
Good to see all future neighbours here :)

 
August 8, 2009 at 1:31 AMJummy

Hello, SYL which floor n unit do u booked?

 
August 8, 2009 at 8:42 AMUnknown

Dear all,

Finally,decided my loan will choose PBB (free legal). i heard from Mr.goh hock chin (PBB),koperasi not yet ready the advertising permit from government,so when our loan approve need to wait for the permit 1st.

For those need to know your salary can apply how much of loan, can call Mr.Goh Hock Chin,friendly and very professional...

If have any info or gathering,please count me in,thanks...

 
August 8, 2009 at 9:21 AMJummy

wow PBB is legal free??

 
August 8, 2009 at 12:38 PMUnknown

Any one have any idea whether this project still got any unit available??

 
August 8, 2009 at 2:44 PMWilliamyl

im now waiting Mr.Goh after Maybank......
ehmmm no idea which one is better yet finalise tonight .......member please look at your email....

Alice: still got some units la.....
please call to koperasi.....they will call u soon.
i believe they still keep some units this is sales technic to push the sales........

What i found special for Maybank now is they have no charges and limit to withdraw the extra money we paid to the loan.

1st year is 2.38 FIX RATES thereafter is -2.2BLR.

 
August 8, 2009 at 3:10 PMUnknown

William,
Where is their show room?? I call koperasi just now, but no ppl pick up the phone.

 
August 8, 2009 at 3:34 PMUnknown

Alice,
There is no body in the office, u can go to the show house, today is open until 6pm and tomoro until 4pm.

I jus back from there, only level 16-19 have some units, the rest all fully booked. Saw some people placed booking juznow.

The time i booked (May), the sales person told me there will be sauna and CCTV each floor, but now they said 'tak tau lagi....belum finalize lagi..' Anyway, although so many 'tak tau lagi', but still almost 90% sold out liao...hahaa

 
August 8, 2009 at 3:39 PMUnknown

Alice,
Show house is near to the Koperasi Tunas office, opposite the HOPE Child Specialist.

 
August 8, 2009 at 3:53 PMUnknown

Har???? Left level 16-19 nia??? I am looking for lower floor leh.... or any 2 unit that link together?? All same price or higher floor higher price??
Thanks BL.

 
August 8, 2009 at 4:05 PMGreg

Went to the showroom just now, quite a decent project. Good design and ceiling height. Worth buying whether for investment or own stay, considering good facilities available but unfortunately no budget at this moment. Location not bad too but one drawback is the traffic, esp. the one lead to the main road at PISA going thru traffic light. Stucked there for almost 15 mins for about 150 meter road.
Not sure whether it was due to PC Fair or usual days also like that.

Still got around 30-40 units left. No more extra car park left. Just pay RM500 for booking fee. Only left 15 floor and above. Selling like hot cakes just now.

 
August 8, 2009 at 4:10 PMGreg

One more thing the design more or less looks like BL Avenue, dining/kitchen/all rooms except with less one balcony. Not sure both project employed a same designer.

 
August 8, 2009 at 4:24 PMUnknown

Me now working cannot go over, later sure finish. The show room is which type of layout??

 
August 8, 2009 at 4:35 PMUnknown

Show room is C type, no more lower floor, the price increase 1k for each higher floor.

 
August 8, 2009 at 4:59 PMAnonymous

Hi Alice,

Idaman Cempaka sill got a lot available juznow. And the price is RM 166k and above. Can consider it also. Im one of the buyer of Cempaka. Depends on your requirement loh coz for small family ( like me ) also quite OK...

 
August 8, 2009 at 5:02 PMarJoe

Dear all, anyone booked the level 7? coz i'm also booked a unit over there,mayb can seek for nearest neighbor right now, heehee!
Williamyl, favor and please send me the photos. Thanks in adv.

joe.lhtan@gmail.com

Btw, thanks to all that provided yours kindness information here...

 
August 8, 2009 at 5:13 PMUnknown

ArJoe.... still got lower level left??

Hi Lee... will conside Cempaka if cannot get Iris.

 
August 8, 2009 at 5:28 PMmichael

Hi All,
i am new buyer, could you share with me your photos taken in showroom and some banking details?
very high appreciate. thanks.
micteoh153@gmail.com

 
August 8, 2009 at 6:37 PMUnknown

Williamyl.... knew that you got show room photo, can you please sent to me??
loveautumn@hotmail.com
Thanks

 
August 8, 2009 at 9:16 PMUnknown

Dear all,

So happy to see all here are very friendly,and helpful.

Hope can get the S&P sooner,so that everythg will clear.

 
August 8, 2009 at 10:19 PMUnknown

Hi any one know what time is the show room open tomorrow??

 
August 8, 2009 at 11:17 PMUnknown

I think they will open from 9 or 10 to 4.

 
August 9, 2009 at 12:04 AMUnknown

Hi all,

It's great to see so many info sharing here... I'm a new buyer here too.. just paid off my booking fee early last week.

Hi Williamyl.. really appreciate if you could also send me the photo and include me in the email list.. acteoh79@gmail.com

Thanks in advance

 
August 9, 2009 at 12:46 AMWilliamyl

Picture will be send tomorow......
please check it out.......
Will be in show house tomorow morning......

cheers,
Williamyl

 
August 9, 2009 at 8:51 AMUnknown

calven, there is an error in ur email a/c. not able to send any mail to u.

btw, don't mind i ask, is ur unit pool view? for investment?

 
August 9, 2009 at 10:12 AMUnknown

Williamyl,
What time you will be there?? I plan to go over in a short while... Hopeto meet you there to get some advice.

 
August 9, 2009 at 12:42 PMUnknown

Booked Cempaka.... coz no more lower floor unit available for Iris..... haiz....

 
August 9, 2009 at 3:01 PMWilliamyl

Hi Alice,

Oh ya high floor left....
just took the picture for the booking board really left not much but they got reserve for Bumi units for them.......

I go around 12.30pm hahaha accidentcally meet the ZOOMIX he also already book .......

S&P sign date also not fix the date the faster is end of this month the more late is beginning of October.....the gap is so big......

Anyway as i see the ceiling point by Abidi the lowest of green color design is 10-11ft and in cm is 304cm++ or in inch is 120inch++........but he said is 12ft........anyway i just confirm min is 10ft
anyway 10ft is standard height for the apt.Belleview one is 8-9ft only due to that got low cost house mix.......
Anyway consider height already ......

 
August 9, 2009 at 3:09 PMUnknown

aiya.... I left at 12.30pm.... so din meet you up.
I book cempaka... but heard that there will be low cost apartment built beside... worry will become very pack...
What you think??

 
August 9, 2009 at 3:09 PMWilliam

HI williamYL,

i am the buyer of level 16 unit 31.
appreciate u will include me in the CC distribution lists?

has anyone confirmed which bank offer the better rate ?? this is the first time i purchase a new house.

e-mail address: chu_weeliang1984@hotmail.com


thanks in advance

 
August 9, 2009 at 4:27 PMUnknown

i think the sales personnel mixed up the 120inch with 12ft. can't believe this :)

 
August 9, 2009 at 6:18 PMUnknown

Hi guys,

Hi Williamyl.. can you please include me in the chat and send me the picture pls?

my email add is dennistye@gmail.com


TRS i am working in OCBC too. Are you going to take the staff loan?

This is the first time i am getting a house. a bit blur and lost..

Christine can you send me yr friend contact pls too..

have a great day

 
August 9, 2009 at 6:20 PMUnknown

Sorry typo i mean catherine..

 
August 9, 2009 at 8:07 PMWilliamyl

actaully that place still have a big place to expand and develope.....so just a luck loh.....
if u stay for your own you will comfortable with it........
anyway inside inside the road i see a lot bungalow semi-D is start build up......if not mistake i see got one highend condo will be build inside also......So in future the road sure will be pack......
hope will have a pasar for my mum and Tesco bside kakaka im dreaming.....

 
August 9, 2009 at 8:42 PMTRS

Dennis,

i think im not going to take staff loan. but will go for new plan call Ideal mortgage with short lock in period. you can find out in OCBC web side.

 
August 10, 2009 at 9:24 AMJummy

morning! i had booked 15-08 for Iris.. anyone in 15-09 or 15-10?? ;)

 
August 10, 2009 at 9:37 AMandy

Does anyone know this project still remain how many units and how much for 11th floor now?

 
August 10, 2009 at 9:45 AMLim

HI Andy,
each floor increase RM1k. So, at 11th floor should be increased RM6k from RM185k (type A) or RM190k (type b or c).

 
August 10, 2009 at 10:22 AMJummy

i think already full for floor 11. now left floor 15-19. floor 18 still got some to choose, due to yesterday when i go for booking. now not sure for that.

 
August 10, 2009 at 10:23 AMUnknown

Williamyl, There's a market behind Chung Cheng school. Although it was not near.. but.. if ur mom can drive or ride a bike, it will take abt 10min or less to get there. :)

 
August 10, 2009 at 12:56 PMUnknown

it takes less than 5 mins to market. very near. this place is very convenience. that's why so hot. :)

 
August 10, 2009 at 1:06 PMUnknown

Hi Andy & Lim, Type A is from RM190K onwards,and Type B&C is from RM185K onwards....
Facing swimming pool RM187K onwards....

 
August 10, 2009 at 1:14 PMUnknown

No people here booked Cempaka?? Cempaka not nice?? I want Level 5... got people booked liao dun want??

 
August 10, 2009 at 1:24 PMUnknown

Alice, I think most ppl here booked Iris. Cempaka nice also... just that I think most ppl worry that area still hv many land and might neighbour with some low cost apt... thus.. most ppl prefered Iris.

 
August 10, 2009 at 1:30 PMGavin

Hi Catherine,
can i have your fren who work in PBB?
My email ID is yinchei83@gmail.com
thanks.

 
August 10, 2009 at 1:30 PMUnknown

I also feel the same.. tht's why now think of let go Cempaka... But Iris 1 floor 32 units, will it be very pack??

 
August 10, 2009 at 1:45 PMSYL

iris left 17, 18 , 19.

zoomix, 15-09 & 15-10 were taken a while ago. should be by chinese cos those who paid just now were chinese.

 
August 10, 2009 at 2:05 PMUnknown

Alice, Iris is cheaper compared to Cempaka per sqft. And, iris location is much better than cempaka. furthermore, Iris has better facilities. of course ppl will grab Iris and has forgotten cempaka. i don't say cempaka is bad. but personal opinion, iris is much worthy than cempaka.

 
August 10, 2009 at 2:23 PMUnknown

Emm... Lim, U r rit. Is all depend our luck sometime... V will nv know how the area will turn up to b...
I moved to this area abt 10yrs ago... it was really 'ULU' and hardly can see so many cars around.. Now... getting more n more n jammed every morning... Haiz... NO place to run in PG... Is JAM everywhere...

 
August 10, 2009 at 4:09 PMWilliamyl

Alice : The place got more and more car means it start develope and your property value increase,at the same time a lot problem likes jam too pack etc will raise.......so got bad got good it is always balance up.......
If for your own stay u will comfortable with it bcos human have a very strong strength to survive in any situation, just the way how u see and feel.Of course for outsider they will said it is far/it is jam but the longer time u stay there u will be know your time to control and avoid jam at wat time or any situation etc....my fren defination that area as SUA TENG i feel funny bcos diff ppl diff view.......back to the basic the more important things is "are you comfortable while stay at home".....
So all of its start from your own......
Anyway the place im stay now is two building in one area total up is 450++ units.
but due to cooperation of owner and developer all is in well maintain not feel pack d.I believe not all people will come out from house on same time kua unless mosquito spray loh hahaha.......but hope they will have a high speed lift like relau vista it is not only make a flow movement smooth and safe time some more there density is low but with 4 high speed lift.......

Lim & Catherine: My mum only have bus number 11.......she dont know drive at all hahaha so thats y when purchase house it must nearby main road......may be i will buy her a bycyle for her ride to pasar.....

cheers

 
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